Achieve a Clear, Profitable Upgrade
Roadmap — From Financing to
Structuring to Choosing the Right Unit
Stop second-guessing your next property move.
Get a precise strategy based on real numbers, long-term planning, and the proven
D.R.E.A.M. Framework — so you can upgrade confidently without costly mistakes.
No pressure. No obligations. Just clarity.
Meet Kian — Your Strategic Property Advisor
Kian is a Singapore real estate advisor specialising in helping families upgrade safely, structure correctly, and build long-term wealth through property.
With years of hands-on experience across both HDB and private markets, he has guided countless homeowners through complex decisions involving:
CPF usage planning
Decoupling
Ownership structuring
Long-term investment roadmaps
Multi-property strategies
He is the creator of the D.R.E.A.M. Framework, a proven method that helps owners avoid costly pitfalls and plan confidently for their next home and future portfolio.
Mission
"To give every family the clarity, strategy, and confidence they need to make smarter property decisions — without stress, confusion, or unnecessary risk."
Feeling Stuck With Your Next Property Move?
You already own a home — but the next step isn't always clear.
Should you sell now?
Hold for a few more years?
Explore smarter alternatives?
Many Singapore families worry about:
Choosing the wrong move and losing years of potential growth
Making ownership-structuring mistakes that backfire later
Misunderstanding CPF or ABSD rules
Missing the window to upgrade safely
Not knowing how one property can create multiple wealth paths
What You Truly Want
To upgrade with confidence — while building a clear, long-term path toward passive income and financial freedom.
With the right approach:
Your current property can become a springboard to a second condo
A future where a landed home becomes achievable
Your wealth grows through strategic, predictable planning
Learn the exact mindset, strategies, and models that turn one property into a multi-million-dollar plan — while avoiding the traps that keep most owners stuck at a single home.
Introducing the 5-Step D.R.E.A.M. Framework
A proven system designed to help Singapore property owners upgrade safely, structure correctly,
and grow their wealth without over-leveraging or unnecessary risk.
No guesswork. No confusion.
Just a clear, structured roadmap tailored to your goals.
D
Discover
Identify your true goals, timelines, and upgrading possibilities.
Gain clarity on what's achievable now, in 3 years, and in 10 years.
R
Review
Assess your finances with precision.
Loan capacity, CPF usage, cash flow, TDSR, and ownership structures.
E
Essentials
Learn the crucial market knowledge most buyers overlook.
Project selection, market trends, entry & exit strategies, and long-term planning.
A
Avoid Pitfalls
Avoid costly mistakes.
Incorrect structuring, CPF penalties, ABSD issues, mistimed sales, or poorly selected units.
M
Multiply
Build a future-ready roadmap.
Grow your portfolio, create passive income, and increase long-term net worth.
Each step builds on the previous one, creating a comprehensive strategy that transforms uncertainty into confidence.
Real Results From Real Clients
Based on verified client reviews
Darrell Tay
⭐⭐⭐⭐⭐
Kian was super helpful in helping us plan our property portfolio. He managed to help us secure a record breaking selling price for our hdb. Thanks so much!
Daryl Chew
⭐⭐⭐⭐⭐
Kian was very helpful and prompt to reply our queries. He helped us greatly by bringing us around for house viewings, liaising with the seller’s agents, and walking through with us patiently and professionally about our housing options and processes. Kian gave good advice throughout and even managed to get a better deal than was initially tabled!
Goh Xue Ling
⭐⭐⭐⭐⭐
Sold my HDB and bought a new launch both through Kian. He is an approachable and responsive agent. Both transactions and went through smoothly without delays.
Ang Feng Xia
⭐⭐⭐⭐⭐
Kian is very patient in sourcing the house for us within our budget. Being meticulous, he ensures we understand the process of purchasing our first property. We will definitely engage him again should we need to get a bigger place in the future. Thumbs up!
Gerald Tay
⭐⭐⭐⭐⭐
Kian helped my SO and myself with the paperwork and rush of booking a unit for a New Launch while covering everything (including the sourcing of law firms etc) and simplifying actions that I have to take, up to the day of unit choosing. Highly recommend!
mizaru84
⭐⭐⭐⭐⭐
Helpful and responsible, Kian is a valuable asset on the real estate journey. He provided good guidance and advice on every step of the property sale and purchase. Was able to market and sell our home at a record price on just the first week of viewing. We are grateful to have him help us and would highly recommend him to others.
These stories show exactly how the D.R.E.A.M. Framework helps families turn confusion into clarity — and clarity into long-term wealth.
Your Free 1-to-1 Property Review Includes:
Full Affordability, Loan & CPF Analysis
Understand your safe buying power, monthly cash flow, and long-term sustainability.
Ownership Structure Review
Avoid ABSD & CPF Traps. Know which structure best protects your cash, flexibility, and second-property plans.
Clear Upgrade or 2-Property Roadmap
A tailored plan showing what's possible now, in 3 years, and in 10 years.
ROI Breakdown & Wealth Projection
See the exact numbers behind potential gains, rental income, and long-term growth.
Latest Market Insights Relevant to You
Only what matters for your situation — no generic reports.
Personalised D.R.E.A.M. Summary
A simple, actionable blueprint you can use immediately.
No Cost. No Pressure. No Obligations.
Just clarity — so you can make the right move at the right time, with zero guesswork.
Ready to Get Started?
Book your free 1-to-1 property review today and take the first step toward your property upgrade journey.
Disclaimer : The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.
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